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Home > Financial Services > Mortgage Brokers > Primary Residential Mortgage
Primary Residential Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Primary Residential Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The firm offers custom solutions for almost every residential mortgage-financing situation. Their representatives are Professional Mortgage Consultants with many years of experience in the mortgage business. They are a direct lender, and their proven relationships with the nation's largest investors enable them to offer a broad range of programs at the best rates available.
Their loan programs include conventional first mortgages, purchase money loans, debt consolidation loans, FHA loans, VA loans, second mortgages, home equity loans, lines of credit, construction loans, stated income loans, no documentation loans, loans for damaged credit, senior financing programs and reverse mortgages.
Sometimes the correct financing is part of an overall financial plan recommended by an accountant or financial advisor in conjunction with other investment and insurance programs. In most cases, the financing a person has in place is because they went with familiar programs and did not seek outside advice or were given advice from someone with inadequate experience.
They specialize in providing financial solutions for seniors. Their consultants are knowledgeable not only in the mortgage business, but also in other fields affecting seniors such as insurance, long term health care and senior housing options. Because of their familiarity with other aspects that can affect your quality of life, the financing programs they recommend are part of an overall plan instead of an isolated solution for just one of your needs.
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