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The CU Mortgage Center




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Cu mortgage center is committed to bringing you the best available home financing option. Whether you are buying or refinancing, their staff is dedicated to bringing you superior service and savings along the way. You don't need perfect credit to get approved! They have established relationships with lenders that are equipped to work with those who may have blemishes in their credit history. Their goal is to find the best lending program available to you. Some of the programs currently offered include: 103 percent Financing Loans ideal for first time buyers. Jumbo loans for extra loan amount needs. Conforming Loans that follow Fannie Mae and Freddie Mac loan limits, property and borrower guidelines. VA loans for our veterans.

Whether you are a first time homebuyer, done it before or just looking to refinance for those special needs, they are confident that they have the mortgage program that is perfect for you. Just remember to think of the Mortgage Center when financing your home. Conventional mortgage programs are fixed rate, fully amortizing conforming first lien mortgages up to $333,700 offering both Fifteen 15 year and thirty 30 year terms.

The Freddie Mac Affordable Gold 97 requires a 3 percent down payment from borrower's own funds for low to moderate income homebuyers with very good credit histories. Income limitations and Homebuyer Education completion apply. 

Their Mission is to provide highly competitive purchase and refinance solutions that give their customers peace of mind. Their Vision is to be the customer's first choice in customized purchase and refinance solutions. The Mortgage Center strives to offer a wide variety of programs. They are constantly adding new loan programs to suit your special needs.

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