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Home > Financial Services > Mortgage Brokers > Victory Mortgage Services

Victory Mortgage Services

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

The Company uses the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan. A strong and genuine belief in the customer for life principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.

The Company offers fixed rate mortgages for 30 & 15yrs. Advantages of it are Monthly payments are fixed over the life of the loan, Interest rate does not change, Protected if rates go up, Can refinance if rates go down. Company also offers balloon mortgages for 7 & 5 yrs. Advantages of it are Lower initial monthly payment, Lower payment over a shorter period of time, Rates and payments may go down if rates improve, May qualify for higher loan amounts.

The Company standard loan programs, they also have a large number of unique programs to serve your needs Purchase a house with 0 down, piggyback loans 80-10-10 or 80-15-5. No PMI payments even with 5percent or 10percent down, debt consolidation programs, home improvement loans, qualify even if you may have been turned down before; The Company also offers different types of loan program to meet the needs of customers. They are first time buyer program, stated income programs, no points, no fee program, and imperfect credit program and many more.

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