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Home > Financial Services > Mortgage Brokers > Referral Mortgage Services

Referral Mortgage Services

A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.

Greg Bertagnoli founded Referral Mortgage, Inc. in 1997. He began his career working for the typical mortgage company that focused on quantity of transactions versus quality of relationships.He was criticized for nine years for believing in serving his clients and so finally, he had enough. Greg gathered a group of close friends that held the same values and integrity and Referral Mortgage was born.

Their biggest challenge as a World Class Service organization is communicating the experience. Over the last 8 years, they have collected over 80 different ways to communicate to their clients before, during, and after the loan process. With Referral Mortgage, they are proactive in communicating with their clients.

Their loan program includes different products such as Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit and Home Equity Fixed Loan. Their loan process is to organize your documents, Get Qualified, Shop loan programs and rates, Obtain Loan Approval, and Close the Loan.

They are servants to their clients, serving their current needs and strategically planning to serve their future needs. They are a team of professionals dedicated to creating a service experience that is unique in the eyes of their clients to the degree that their clients are compelled to recommend their services to their families and friends.

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