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Referral Mortgage, Inc.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Referral Mortgage, Inc. is a Colorado Company.  The Company was formed in 1998 by experienced mortgage professionals in response to the demand for direct low cost mortgage financing. They are Your Personal Financial Expert.  Referral Mortgage specializes is finding the best solution to your financing needs.  If you are looking for a homeowner, non owner, commercial, or business loan, they can help you.
 
They will help you to get the right loan at the best rate. Whether it’s a fixed or adjustable rate, purchase money, or a refinance of your existing mortgage, they will analyze your financing needs and credit history to find the most cost effective loan solution.  Referral Mortgage specializes only in Colorado, Wyoming, Texas and California for Residential and offers Commercial loans nationwide in all 50 states.

Their loan program includes different products such as Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit and Home Equity Fixed Loan. Their loan process is to organize your documents, Get Qualified, Shop loan programs and rates, Obtain Loan Approval, and Close the Loan.

They know that each customer has specific needs, so Referral Mortgage, strives to meet those specific needs with quality service and individual attention. They pride themselves in giving you the mortgage information, loan options and convenient assistance you are looking for.
 
 

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