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Ross Mortgage Company, Inc.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.
 
Robert T. Kalagher and his son Robert J. Kalagher founded Ross Mortgage Company. The company's founders have nearly three decades of combined experience in the mortgage industry. Ross Mortgage Company has its corporate headquarters in Leominster MA and satellite offices in Danvers, North Chelmsford & Douglas. They have a team of experienced Loan Officers and processors that work together to help their customers finance the purchase of a new home or refinance their existing loans to do home improvements or to reduce their total monthly payments. They are a full service mortgage company licensed by the Commonwealth of Massachusetts, the State of New Hampshire and approved by the Federal Housing Commission to originate government insured mortgages. They are committed to giving their borrowers the highest level of customer service with fast underwriting decisions and problem free timely closings.
 
Loan programs of Ross Mortgage Company, Inc. are Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit, and Home Equity Fixed Loan. They restrict non-public information about you to those employees who need to know that information to provide products or services to you. They maintain procedural safeguards to secure your non-public personal information. Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of their company and asks for your account number, you should beware. Their company has access to your information and will not need to ask for it.
 
To be a premier provider of mortgage services in the New England area, they intend to achieve this mission by providing exceptional service to their customers. Their business practices will always be guided by their business values. Those values of excellence, respect, ethics, and teamwork will continue to be recognized and rewarded as they move into the future.
 
 
 

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