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Home > Financial Services > Mortgage Brokers > All Valley Financial Inc.
All Valley Financial Inc.
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
All Valley Financial Inc is a locally owned and operated mortgage brokerage and has two licensed property managers on staff. They have over 40 years of lending experience dedicated to helping you find the right loan for your needs. They offer many types of loans including such as Commercial Loans, Jumbo Loans to $4 million, Veterans loans. Etc.
Conventional Loans are secured by government-sponsored entities or GSE's such as Fannie Mae and Freddie Mac or by private investors for loan amounts higher than the limits set by the GSE's. Conventional loans can be made to purchase or refinance homes with first and second mortgages on single family to four family homes. Jumbo Loan that is larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation.Because jumbo loans cannot be funded by these two agencies, they usually carry a higher interest rate. When possible, we avoid these higher rates by giving you a first/second combination loan where the first mortgage is a Conventional Loan amount. This usually results in a lower monthly payment. VA Loans Many veterans are eligible for VA financing. Even though many veterans have already used their loan benefits, it may be possible for them to buy homes again with VA financing using restored loan entitlement.
All Valley Financial Inc their highest priority is satisfied customers. You are important to us and you can expect us to go the extra mile for your business. Superior customer service is the hallmark of Valley Financial Group Inc. We are proud to serve you and Work hard to earn your business.
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