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American Banc Financial, Inc.




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
The firm provides services for individual borrowers, small business borrowers, self-employed borrowers, and borrowers with hard to document income sources. They provide creative and innovative mortgage lending services to all types of borrowers including the credit challenged for residential as well as commercial loans.

They work on behalf of their mortgage client to procure services specific to their financial situation in order to provide purchase money and refinance benefits.  They strive toward creating and maintaining long-term relationships with their clients. They utilize their years of experience and knowledge to provide hassle-free mortgage transactions, the ease of which will exceed the client's expectations.

They remain committed to the Golden Rule of treating their employees and customers as they would like to be treated them. They constantly seek ways to add quality to their services and commit themselves to assisting their clients in reaching their financial goals. They remain accountable to their referral sources and always keep them informed of the progress and outcome of all business that source refers to them.

Their loan programs are Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit and Home Equity Fixed Loan. Their loan process organizes your documents, Get Qualified, Shop loan programs and rates, Obtain Loan Approval, and Close the Loan.
 
The Company is exceptionally proficient at grabbing promising opportunities. The Company continues to expand its horizons in finance setting standards of excellence in multiple fields and transforming promise and potential into economic realty.
 
 

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