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Home > Financial Services > Mortgage Brokers > Hometown Mortgage Lending

Hometown Mortgage Lending

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Hometown Mortgage Lending is a mortgage Lender that provides residential mortgage loans for the entire State of Michigan. They use their own funds to close their loans. This gives them more control to be able to close loans in the time frame their clients are expecting. Being a Lender means they have the capabilities of providing more program options to meet the needs of our clients.

Hometown is small by design. They believe in providing quality personal service. Hometown strives to provide every client with a full loan approval within 48 hours of applying for a residential mortgage loan. Hometown's operation centers' goal is to close every loan within 14 days. The Company brings to you over eighty years of experience. Their team is not new to the industry, yet they always continue educating themselves on new products and programs as they develop. They want their clients to know their options. Member of many community affiliates. They strive to support their local communities.

Their Mortgage Originators will assist you to- Pre-qualify for a mortgage and determine the amount you can afford. Prepare a budget with a systematic savings plan for a down payment. Understand your credit rights and how to keep a good credit rating.

The Company is exceptionally proficient at grabbing promising opportunities. The Company continues to expand its horizons in finance setting standards of excellence in multiple fields and transforming promise and potential into economic realty.

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