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Home > Financial Services > Mortgage Brokers > Access Mortgage

Access Mortgage

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Access Mortgage, has more than 50 years of lending experience in the Virginia Tidewater area. They are able to offer homeowners a wide variety of loan programs to satisfy many different needs, including refinancing, debt consolidation, investment property, home improvement, or even a simple home equity line for tax purposes. No matter what your situation, they are here to help.

Access Mortgage and Financial is full service national mortgage lender. Their experience allows them to offer you such loans as Fixed rate mortgages, Jumbo loans, Adjustable rate mortgages, Interest only mortgages and Reverse mortgages.

Access Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

Most importantly, they understand that everyone’s financing needs are unique. They are dedicated to customizing and crafting a specific mortgage package that matches up with both your needs and goals. Personalized services that meet your financial initiatives are only offered by Access Mortgage.

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