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Park Place Financial, Inc.




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.
 
Park Place Financial is a mortgage lending institution that prides itself in providing high quality financial services to the public. Their staff of mortgage service professionals makes themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation.
 
The firm provides loan program such as refinance, purchase, first time buyers, second mortgages, debt consolidation, construction loans, zero down loans. Their loan products such as 100 percent Financing, Full Doc and Stated Income, Fixed Rate Mortgages, Adjustable Rate Mortgages, Types of Standard ARMs, Introductory Rate ARMs and many more.
 
One of the many types of home loans offered to borrowers is called a fixed rate mortgage. Unlike an adjustable rate mortgage the monthly payments for a fixed rate mortgage stay stable through out the life of the loan. This type of home loan is most commonly available in 15 and 30 year mortgages and can provide the stability many homebuyers require during unstable economic times.
 
Adjustable rate mortgages allow the interest rate on your home loan to fluctuate during its life. When financial markets are unstable, adjustable rate mortgages can be risky for homeowners because the rate can increase with little notice. On the other hand, this type of mortgage may allow you to purchase a more expensive home.
 
The firms mission is to provide high quality mortgage programs at the most competitive rates in the nation. Their home loan programs includes purchase, refinance, debt consolidation, home equity loans, second mortgages, construction loans and home improvement loans tailored to your unique situation.

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