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All Cities Mortgage & Financial, Inc.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Quan Hargrove, Steve Delich, and Ted Wender poured the foundation of All Cities Mortgage & Financial, a foundation built on principle, service and customer convenience. 
 
At All Cities Mortgage & Financial, they understand how valuable your time is and they will work on your schedule to save you money. They can work with all borrowers in any credit situation from perfect credit to bankruptcy and foreclosure. Let All Cities Mortgage & Financial take the work, worry and travel time out of your home financing or refinancing process.
 
They assist you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

Their loan programs are Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit, Home Equity Fixed Loan etc.

At All Cities Mortgage & Financial, their philosophy is very simple. They aim to provide their customers with the most appropriate loan programs for their situation in a fast and efficient manner. They will go out of their way to make the loan process, from application to closing, as convenient, affordable and worry free as possible.

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