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Home > Financial Services > Mortgage Brokers > Platinum Concepts Inc.
Platinum Concepts Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Platinum Concepts was established by principals with over 25 years in mortgage banking and brokering experience. The company's mission is to provide the lowest interest rate, and to provide the highest level of attention and care to meet the needs of each client.
The loan program includes VA loan. It is possible for a veteran to obtain 100 percent loans up to 203,000 dollars with absolutely no down payment and the seller or builder is allowed to pay all of the veteran closing costs, making the total cash required to purchase, in some instances, zero. If the veteran desires higher priced homes, he generally is required to make a down payment on the amount over 203,000 dollars.
You can contact a loan officer to discuss your individual financial situation by requesting a loan on-line or calling your local branch. With the completed application form, your loan officer will notify you when your loan is approved. At this time an appointment will be made for signing the loan papers.You will receive your funds one week following the loan signing.
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.
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