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PRIME OPTION FINANCIAL SERVICES, LLC.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
A strong and genuine belief in the customer for life principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.
 
The Company provides loan programs are Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, Stated Income Programs, First Time Buyer Programs, Home Equity Line of Credit, Imperfect Credit Programs, and Home Equity Fixed Loan.
 
Prime Option Financial Services offers you 6 calculators to help you answer important financing questions. There are a number of ways to approach an affordability analysis, and these calculators allow you to assess the effects of different variables when buying a home. Rent vs. Buy Calculator, Mortgage Qualification Calculator, Refinance Calculator, Mortgage Payment Calculator,  and Monthly Payment Calculator.
 
The Company mortgage rates to help you determine when you should refinance or lock in an interest rate. You may select up to three target rates that you desire. Whenever their company is able to provide you with rates that are the same or better compared to your target, they will automatically notify you via email. You may then contact them to lock in that rate and best of all there is no charge to you for this service.
 
Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 

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