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SECU Mortgage


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
SECU Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting their documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within ytheir budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

SECU was founded in Baltimore in 1951.It is a full-service financial cooperative committed to providing their members with exceptional and economical service.SECU's Adjustable Rate Mortgages are based on the Treasury Index, plus a fixed margin and a cap over the initial interest rate. Balloon Mortgage is for those who intend to stay in their home for a short time. A balloon mortgage offers a fixed rate for the first five or seven years of the loan, which may be lower than a conventional fixed rate mortgage, with the balance due at the end of that time. Once your balloon mortgage comes due, you may reset ytheir mortgage at a new interest rate, pay off the loan balance, or refinance ytheir mortgage.

The home equity loan is for those who prefer a low, fixed rate and predictable monthly payments. A Home Equity Loan is a great way to finance a specific purchase. It is also applicable for those who enjoy the flexibility of an open-ended line of credit with a variable interest rate. A home equity line of credit is a great way to pay for tuition or other recurring financial obligations.

The Group is dedicated to a goal which is to save you money, distress and time and they guarantee results. It offers the best package of service, rates, and closing finesse few in the industry can come close to.   
 
 
 

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