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Southern Security Mortgage Company


Southern Security Mortgage provides Mortgage Brokers with a diverse selection of mortgage products and they are is proud about the same. Security National Mortgage Company spans the nation with offices from California to Florida. Each office employs only the brightest, friendliest and most dedicated staff members. They strive to create a sense of family at the company, which they believe translates into superior service for their valued customers.

They utilize the most advanced technology in the mortgage lending business. Combined with their highly skilled and experienced support staff, the recent advancements in technology allow them to offer the highest level of service in the industry. They thrive on direct, quick communication to help you select the loan program that is best for your client. Their underwriting and closing procedures ensure a smooth and timely loan process and closing. Their low interest rates provide you with the advantage you need to succeed. They are a dedicated team of professionals providing unparalleled service to their mortgage broker partners.

Southern Security Mortgage Company is primarily a mainstream wholesale mortgage lender, offering A paper first mortgages for delivery to secondary mortgage market investors such as Fannie Mae and Freddie Mac. They offer Conforming and Jumbo Conventional loans, as well as FHA and VA mortgages. In addition to these standard loans, they do offer several expanded mortgage products that allow them to provide Stated Income, No Ratio and No Income/No Asset loans to borrowers requiring this type of documentation.

Generally speaking, any of their expanded loans must receive an approval when submitted to an Automated Underwriting System.  These products are greatly driven by loan to value ratios, credit scores and cash reserves.  They are designed for strong borrowers who are not able to or willing to document income and/or assets. These expanded products usually require a minimum middle credit score of 660.  Exceptions may be requested, should the minimum credit scores not be met however, additional time and possible pricing adjustments will be needed.

There is nothing more satisfying for the company than helping their clients better their financial situation. Southern Security Mortgage Company is dedicated to providing outstanding service in order to retain every client as a customer for life.
 
 
 
 
 

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