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Home > Financial Services > Mortgage Brokers > STAR POINT MORTGAGE, INC.

STAR POINT MORTGAGE, INC.

A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Star point mortgage is a full service mortgage company, licensed in various states with a team licensed professionals ready to serve you. These licensures enable them to provide wholesale interest rates to all of their clients. They work for you, not the lender, resulting in the best loan programs and interest rates available.

Their licensed loan officers can tailor a loan package to fit your individual needs. Since they broker through a multitude of the best lenders in the country, they have access to the best loan programs available. The difficulty for most people in shopping for their own loan is the fact that most lenders only have two or three loan programs available, so their job is to sell you what they have, rather than provide you with a loan program that fulfills your needs. They have several different services and loan programs available like purchases, refinancing of your current mortgage, home equity loans and debt consolidation.

The firm prides itself on the number of referrals sent to them by satisfied borrowers, and they are committed to earning the respect and confidence of every single client they represent. As a professional mortgage broker, they represent the borrower not the lender, thus resulting in the highest possible savings to you.

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