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Team Mortgage


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
At team mortgage, you’ll work with a mortgage specialist that will stay on top of all the details so your closing doesn't have to be a Nightmare on Elm Street. You'll work with the mortgage specialists that professional homebuilders use. When you work with Team Mortgage you'll have a choice of over 100 different mortgage programs including Fixed and adjustable, Construction-perm, No-ratio, Conventional conforming and jumbo, No-income, Seconds, Equity line, slow credit programs and many more programs to meet the need of customers.
 
The majority of homeowners are vastly undereducated when it comes to knowing about their mortgage plan options. Far too many people think the only option is to go for the lowest rate possible. That may be the best option but for many people, there are other mortgage programs that may be more financially advantageous than the lowest of low mortgage rates.
 
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
They strive to serve their diverse community of clients in a spirit of honesty, integrity and understanding.
 

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