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Home > Financial Services > Mortgage Brokers > Texas Home Funding
Texas Home Funding
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Texas Home Funding is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance. They provide you with personal lending solutions that will enable you to meet your financial goals, and have access to a full range of mortgage sources and wholesale rates.
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
Texas Home Funding offers a variety of loan programs to meet your needs. They offer purchase, fixed rate mortgage, adjustable-rate mortgage and many more. You can purchase a home with a value of two or three times your annual household income. However, in many circumstances the amount that you can borrow may also depend upon your employment history, credit history, current savings, debts and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value.
All of their lending specialists are dedicated to finding the right loan with the most competitive rates, terms and costs to meet their clients' unique needs. But that's just the beginning of their service, throughout the lending process they provide regular loan updates and progress reports so that clients always know the status of their loan. They look forward to putting their mortgage service to work for you.
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