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The Richland Group

A strong and genuine belief in the customer for life principle of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.
They are a registered Mortgage Broker Firm with the New York State Banking Department for the past 12 years. They are a New York State Based wholesale originator of residential and commercial loans. Richland Equity has established solid relationships with many investors and other resources who respect our method of doing business, our highly qualified staff and, the presentation of their files for credit decisions.
They use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan.
The Company also offers adjustable rate mortgages of 10/1 ARM, 7/1 ARM, 3/1 ARM, 1 year ARM, 6 month ARM, 1 month ARM. Balloon mortgages are for 7 & 5 yrs. They are lower initial monthly payment, lower payment over a shorter period of time, Rates and payments may go down if rates improve, May qualify for higher loan amounts. It also offers different types of loan program to meet the needs of customers. They are first time buyer program, stated income programs, no points, no fee program, and imperfect credit program and many more.
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The Company believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.

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