http://www.financialbrowsers.com/articles/Mutual-Funds_Summary.html Mutual funds are open-end funds, pools of money, managed by an investment company or advisor from more than one source that are not listed for trading on a stock exchange. They were created in the 1920's and different mutual funds have different goals. For example, a "Global" fund would invest in companies around the world and a "Property" fund would invest primarily in real estate. en-us http://www.financialbrowsers.com/articles/Mutual-Funds_10299.html Sat, 29 Apr 2006 05:59:59 CST James has been managing investments since 1972, and became the advisor to the Common Trust Funds of Citizen Federal Bank, Dayton, Ohio. This fund was converted to a mutual fund advised by James Investment Research, Inc. and managed by Flagship Financial in 1991. 
 
James has developed a quantitative model which uses a large number of statistical indicators to help choose stocks with a higher probability of rising in price over the coming months than that of the broader market. James has traditionally done most of its own research, and its location away from the disruptive, herd mentality of large financial centers is evidence of the independent thinking of its research analysts and portfolio managers.
 
The James Balanced: Golden Rainbow Fund seeks to provide total return. The fund invests primarily in common stocks and debt securities that the Adviser believes are undervalued. It will normally invest at least 25 percent of its assets in common stock and at least 25 percent of its assets in debt securities. Up to 60 percent of the Fund's common stock investments will normally be in small capitalization stocks. The Fund may invest up to 90 percent of its assets in either common stocks or debt securities. It will also attempt to provide total return in excess of the rate of inflation over the long term (3 to 5 years).
 
James Equity Fund seeks to provide long-term capital appreciation and outperform the Standard andamp; Poor's 500 Index. The fund normally invests at least 65 percent of assets in common stocks of large capitalization companies ($2 billion or more). The fund generally buys stocks in the Sandamp;P 500 Index. This fund is non-diversified.
 
The James Market Neutral Fund seeks to provide positive returns regardless of the direction of the stock markets. The Fund invests in common stocks that the Adviser believes are undervalued and more likely to appreciate, and sells short common stocks that the Adviser believes are overvalued and more likely to depreciate. The fund maintains high levels of cash or liquid assets (U.S. Treasury bills, money market funds, repurchase agreements, certificates of deposit, high quality commercial paper and long equity positions) for collateral needs.

The Company has a strong tradition of leadership, service and contributions. The company’s mission is bringing comfort to customers, supporting business and commerce, and building strong communities.
  http://www.financialbrowsers.com/articles/Mutual-Funds_10297.html Sat, 29 Apr 2006 05:57:37 CST At the heart of the Burnham tradition is the belief that quality is what matters most: quality in research, quality in investor service, quality in ideas. Their approach to investing is based on the idea that sound decision-making depends on sound insight. The more experience an asset manager has, the better he or she may be able to understand the significance of a particular piece of information. With an investment heritage that dates back to the 1930’s, they have managed assets in all types of markets, and for different types of investors. It is a depth of experience few other fund advisors can match.
 
Burnham Fund seeks capital appreciation; income is a secondary consideration. The fund primarily purchases common stocks and other equity securities. It may invest without limit in fixed-income securities when market conditions warrant. The fund may invest up to 15 percent of assets in foreign securities; this limitation does not include American depositary receipts. The minimum investment of this fund is 2500 dollars and minimum subsequent investment is 500 dollars.
 
The policy and the risk of the Fund seek long-term capital appreciation by investing primarily in common stocks or convertible securities including convertible preferred stock, convertible debentures and marketable securities such as rights and warrants.
 
The investment seeks capital appreciation. The fund pursues its goal by investing at least 80 percent of its assets in the common stocks of U.S. companies of any market capitalization that are in the financial services sector. The fund may invest in companies of all sizes of market capitalization. The fundgenerally intends to invest in U.S. companies and U.S. dollar denominated securities issued by non-U.S. companies (such as depositary receipts), but it may also invest up to 15 percent of its total assets in non-U.S. dollar denominated securities issued by non-U.S. companies. It may also invest in initial public offerings (IPOs) of securities.
 
The company has committed themselves to the success of the business, to the pursuit of excellence, to the safety of its client’s investments, and to providing industry leading quality of service to customers. http://www.financialbrowsers.com/articles/Mutual-Funds_10295.html Sat, 29 Apr 2006 05:55:31 CST Bullfinch Fund is  the lead organization of several affiliated investment management companies .The company manages market and administer mutual funds. There are 2 types of this fund for investors to choose from. Bullfinch Unrestricted Fund and Bullfinch Western New York.
 
Bullfinch Unrestricted Series seeks conservative long-term growth in capital. The fund will invest among common stocks and U.S. government securities maturing within five years. It may also be invested temporarily in money market funds. The fund is willing to invest in the securities of companies with small, medium and large capitalization and companies with strong financials whose stocks sell at historically low prices. The fund  may purchase a particular company's stock with up to 25 percent of the assets. The fund  is non-diversified.
 
The company’s has a minimum initial investment for this plan set at 2500 dollars. Minimum subsequent investment is 250 dollars. The Series seeks conservative long-term capital growth. The Series invests primarily in exchange-listed and over-the-counter common stocks, and US government obligations maturing within 5 years. As such, the Series has no current intention to invest in illiquid.
 
Bullfinch Western New York seeks capital appreciation. The fund normally invests at least 80 percent of the total assets in securities of companies with an important economic presence in the Greater Western New York Region. This fund usually invests among common stocks and U.S. government securities maturing within 5 years. Bullfinch Western New York is ready to invest in the securities of companies with small, medium and large capitalization. It also invests companies with strong financials whose stocks sell at historically low prices. The fund may purchase a particular company's stock with up to 25 percent of the assets. This fund is non-diversified. The minimum initial investment required is 2500 dollars. Minimum subsequent investment required is 250 dollars.
 
The Bullfinch Western New York Fund seeks capital appreciation through investment in the common stock of companies with an important economic presence in the Greater Western New York Region.
 
The company is good at what ever they do and that is demonstrated by the fact that they have one of the highest client retention rates in the industry. Their clients' success is mirrored in the company’s own financial performance. The Company has achieved record growth with revenues climbing annually.
 
 
 
 
 
 
 
  http://www.financialbrowsers.com/articles/Mutual-Funds_10293.html Sat, 29 Apr 2006 05:53:27 CST Bryce Funds is one of the leading organizations of several affiliated investment management companies .The Company manages markets and administers mutual funds.
 
Prior to co-founding Bryce Capital Management, Dennis Lohouse was Chief Investment Officer for Chase Investment Services Group, a division of the Chase Manhattan Bank. In that capacity he managed the corporate, institutional and personal investment businesses of Chase's Regional Bank and was responsible for 11.5 billion dollars in managed client assets.
 
The Plans the Company offers include; Bryce Capital Growth Fund and Bryce Capital Value Fund; Large and mid-cap growth companies offer investors the potential for long term returns based on superior earnings growth, financial strength and the proven ability to deliver results. Buying this growth at attractive prices is the fund's primary investment discipline. The fund strives to have an average growth rate that is higher than the Sandamp;P500 and an average valuation that is less than the market.
 
The Bryce Capital Growth Fund's management team uses a focused and disciplined approach - limiting their selections to 25-30 growth companies that they believe offer strong earnings growth at valuations that are attractive. The careful attention to stock selection helps the fund manage risk, as does its diversification across many economic sectors and industries. Value investing offers investors the opportunity to buy companies, which have compelling valuations thereby providing the potential for long term gains. The fund's management team uses a series of statistical models to find undervalued companies with financial strength and share price momentum. These models identify candidates for purchase and stocks that are to be considered for sale.
 
Bryce Capital Value Fund generally holds up to 50 stocks diversified by sector and industry. The fund has a strong sell discipline. Positions that grow to 2.7 dollars of the total portfolio are either cut back or sold. Positions that drop to 1.5 dollars of the portfolio are either increased or sold if the fundamentals of the company have changed.
 
Bryce Funds has satisfied a range of investment objectives and will continue to grow in future.
 
  http://www.financialbrowsers.com/articles/Mutual-Funds_10291.html Sat, 29 Apr 2006 05:50:29 CST Analytic is part of Old Mutual Asset Managers in U.S. a group of affiliate firms selected by Old Mutual that have complementary investment styles of non-overlapping and are considered top-quality investment management firms.
 
Analytic makes its up to date quantitative investment management expertise available to individual investors and Registered Investment Advisors through diverse mutual fund and separately managed account platforms. Analytic Investors manages U.S. hedged equity, international equity and short-term fixed income mutual fund portfolios.The Analytic Short-Term Income Fund and Analytic Global Long-Short Fund are distributed by SEI Investments Distribution Co., Inc.
 
Analytic Global Long-Short Fund seeks capital appreciation. The fund normally invests at least 65 percent of its total assets in equity securities of companies located outside the United States. The fund does not invest in securities of companies located in emerging markets. It may invest in American Depositary Receipts, European Depositary Receipts and other similar global instruments. Analytic Global Long-Short Instl Category is Long-Short, Net Assets is 6.09M, Year-to-Date Return 5.07 percent, Yield is 0.00 percent, Morningstar Rating is four stars, and Fund Inception Date is 30-Sep-99.
 
Analytic Short-Term Govt Inc Instl seeks income consistent with minimal fluctuations in market value and low credit risk. The fund generally invests at least 80 percent of assets in U.S. government securities. It may invest the balance in high grade debt or foreign securities. The fund typically maintains a dollar weighted average maturity and weighted average duration between one and three years. Analytic Short-Term Income Fund net Asset Value is 10.19, Trade Time is Apr 5, and Change increased to 0.01 percent, Prev Close 10.19, YTD Return 0.21 percent, Net Assets is 52.49M, Yield 4.66 percent.
 
Analytic Investor's portfolio management team is a sub-advisor for the Old Mutual Analytic Disciplined Equity Fund. Under normal market conditions, the Old Mutual Analytic Disciplined Equity Fund invests at least 80 percent of its total assets in equity securities of corporations whose securities are traded in the U.S. While the Fund may invest in companies of any size, it usually invests in average to large capitalization companies valued at more than $2 billion at the time of purchase. Through disciplined, quantitative analysis and stock selection, the Fund seeks to exceed the returns of its benchmark, the Sandamp;P 500 Index, over full market cycles with no greater instability than that of the Index.

With the past performance of the company in mind and the expertise and dedication of the management and staff the company is expected go to far greater heights in the near future.
 
  http://www.financialbrowsers.com/articles/Mutual-Funds_10290.html Sat, 29 Apr 2006 05:47:46 CST Ameritor Funds was originated in May 1998. Kinney was the founder of the company. Prior to joining the firm, she worked as a registered representative beginning in 1967-1976 with Shields and Co., Harris, Upham andamp; Co, and Smith Barney and Co. After 1976, Kinney was working with Merrill, Lynch and Co. as a registered representative. In 1994 she worked for the Steadman Funds as their agent for two years. 
 
Ameritor is a family mutual fund. Mutual fund investments involve fluctuating returns and values so that an investor's shares, when redeemed, may be worth more or less than their original cost. International investments engage special risks, including economic and political insecurity and currency variation. Small-cap stocks tend to experience greater unpredictability than large-cap stocks. The sectoral investments occupying additional risks are possible economic downturns in geographic regions or in market segments. Unlike equities, bonds offer an unchanging rate of return and return of principal if held to maturity. High-yield bonds involve additional credit risk. The U.S. Government securities are backed by the full faith and credit of the United States and are well thought-out to be among the safest investments. Money market mutual funds are neither insured nor guaranteed by the U.S. Government and there can be uncertainty that they will be capable to maintain fixed net asset value.  
 
The funds seek out growth of capital. The Fund invests primarily in equity securities of mid-capitalization companies which the advice-giver defines as companies with market capitalizations that range from $1 billion to up to $20 billion at the time they are purchased. Ameritor Investment Fund seeks out to obtain total return on invested capital. The fund places primary emphasis on convertible securities of a broad variety of companies. It may utilize a variety of investment techniques and policies to achieve its objective. This fund is non-diversified.
 
Ameritor Security Trust Fund seeks to obtain a total return on invested capital. The funds primary stress is on common stocks of companies with a long history of generally increasing earnings. It may use a broad range of investment techniques and policies in order to accomplish its objective. Ameritor Security Trust fund’s net asset value is 0.44, trade time is Apr 5, change – increased by 0.01 that is 2.33 percent, prev close 0.44, YTD return 7.50 percent, net assets is 1.06M.
 
Client satisfaction is the most appropriate measure of their success, and they pride themselves on their high level of communication and service. http://www.financialbrowsers.com/articles/Mutual-Funds_10288.html Sat, 29 Apr 2006 05:45:09 CST The Ameristock Funds were created in 1995. The Ameristock Mutual Fund is a No-Load, value-based, domestic, equity-income fund that invests in U.S based companies with a market capitalization of at least $15 billion. Under normal market conditions, the Ameristock Mutual Fund will invest at least 80 percent of the value of its total assets in common stock of such large capitalization companies.
 
Ameristock founder Nicholas Gerber co-manages the Ameristock Mutual Fund. Prior to establishing Ameristock, Gerber served as a portfolio manager with Bank of America Capital Management, where he was in charge for the each day stewardship of four funds with a joint value in excess of $240 million. Ameristock Fund seeks capital appreciation and current income. The fund normally invests at least 80 percent of assets in common stocks. Management emphasizes large-cap companies that it evaluates to have low P/E ratios and high dividend yields. The fund may invest in foreign securities only through American depositary receipts. It may also invest in high-quality fixed-income securities and may engage in options and futures transactions.
 
Ameristock Funds was brought into being on a simple concept: That if you deal with risk in place of return, the return will take care of itself. Looking back over their history, the concept on which Ameristock was founded has served their investors well. The Ameristock Mutual Fund combines the best of both active and passive portfolio management.The Fund emphasizes a value style of investing with attention paid to lower P/E ratios, sales, and book values combined with higher dividend yields than those typically found at other companies with parallel large capitalizations. To a smaller extent, the Fund also invests in huge capitalization growth stocks in order to be represented in that portion of the stock market.
 
In Ameristock, mutual funds are value-based, large and positioned for total return. Initial investment is$1,000, minimum increment investment is$100, and fees are1.00 percent of fund's average net assets up to $100 million, then .75 percent thereafter. Ameristock’s category is of large value. Net assets are 780.77M, year-to-date return is 2.99 percent, yield is 2.19 percent, Morningstar rating is three stars, and fund inception date is 31-Aug-95.
 
The company prides themselves on their accessibility and encourages frequent and open communication with the clients. Client satisfaction is the most appropriate measure of their success. http://www.financialbrowsers.com/articles/Mutual-Funds_10286.html Sat, 29 Apr 2006 05:42:13 CST AmeriPrime is a family mutual fund. A mutual fund is a security that pools money from a number of investors to purchase stocks, bonds, or other securities for its portfolio. As a result, investors typically own a portion of a portfolio that includes many more stocks and bonds than they could afford to purchase individually.
 
AmeriPrime’s one fund is Capital Value, and other is Globalt Growth Fund. Capital Value is the introduction to financial and market risks that accompany investments in equities. While equities may offer the potential for greater long-term growth than most debt securities, they generally have higher unpredictability. In exchange for higher growth potential, investing in stocks of mid-sized companies may entail greater price volatility and less liquidity than investing in stocks of larger companies. From time to time, the stock market may not favor mid-cap securities. Rather, the market could support large or small company stocks, or may not support equities at all. Information about the risks of investing in a specific mutual fund is available in the fund’s prospectus.
 
Globalt Growth Fund large-growth funds invest in big companies that are projected to grow faster than other large-cap stocks. Most of these funds focus on companies in speedily growing industries. The fund invests in companies that the portfolio managers believe have the potential for rapid growth, which may give the fund a higher risk of price unpredictability and less liquidity than a fund that put emphasis on other styles. For each fund with at least a three-year history, Morningstar calculates a Morningstar Rating based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a fund's monthly performance together with the effects of sales charges, loads, and redemption fees, placing more stress on downward variations and rewarding steady performance.
 
The top 10 percent of funds in each category receive 5 stars, the next 22.5 percent receive 4 stars, the next 35 percent receive 3 stars, the next 22.5 percent receive 2 stars and the bottom 10 percent receive 1 star. Each share class is counted as a fraction of one fund within this scale and rated separately, which may cause slight variations in the distribution percentages. The Overall Morningstar Rating for a fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year Morningstar Rating metrics if applicable.
 
Client satisfaction is the most appropriate measure of their success, and they pride themselves on their high level of communication and service. http://www.financialbrowsers.com/articles/Financial-Services_8262.html Fri, 21 Apr 2006 10:11:03 CST The Timothy Plan is a family of mutual funds which are offered to individuals, a biblical choice when it comes to investing.
 
The Fund seeks long-term growth of capital. The fund invests 65 percent of assets in United States common stocks. They invest in securities of companies without regard to market capitalizations. The fund invests in securities that have a high prospect for superior growth.
 
Timothy Plan Conservative Growth A investment seeks sensible levels of long-term capital growth. Current income is a secondary objective. The fund normally invests at least 75 percent of assets in other Timothy Plan funds. they invests 15 to 20 percent of assets in the Small-Cap Value fund, 25 to 30 percent of assets in the Large/Mid-Cap Value fund, 15 to 20 percent of assets in the Large/Mid-Cap Growth fund and 25 to 30percent of assets in the Fixed-Income fund. Minimum Initial Investment is 1,000 dollars.
 
Timothy Plan Fixed-Income A investment seeks a high level of current income. The fund normally invests in a diversified portfolio of debt securities. They invest in corporate bonds, United States government and agency securities and convertible and preferred securities.
 
Timothy Plan Small-Cap Value investment seeks long-term capital growth. The fund invests primarily in justice securities issued by companies with market capitalizations exceeding 200 million dollars. They may not invest in companies involved in alcohol production or distribution, tobacco production or distribution, or casino gambling. Their investments consist chiefly of common stocks and American depositary receipts. The fund may invest up to 30 percent of assets in debt securities. Minimum Initial Investment 1,000 dollars.
 
Timothy Plan Strategic Growth A Fund seeks medium to high levels of long-term capital growth. The fund normally invests 75 percent of assets in other Timothy Plan funds. They invests 15 to 20 percent of assets in the Small-Cap Value fund, 20 to 25 percent of assets in the Large/Mid-Cap Value fund, 30 to 35 percent of assets in the Large/Mid-Cap Growth fund and 15 to20 percent of assets in the Aggressive Growth fund. 

The Funds avoid investing in companies that are involved in practices contrary to Judeo-Christian principles. Their objective is to recapture traditional American values. They are America's first pro-life, pro-family, biblically-based mutual fund group. http://www.financialbrowsers.com/articles/Mutual-Funds_8261.html Wed, 19 Apr 2006 06:42:27 CST