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Home > Financial Services > Stock Brokers > Gerard Asset Management

Gerard Asset Management

Gerard Asset Management, Ltd. is a member of NASD, the National Association of Securities Dealers. NASD is a self-regulatory organization of the securities industry responsible for the operation and regulation of the NASDQ stock market and over the counter markets. It also administrates exams for the investments professionals, such as the series of 7 exams.

Gerard Asset Management is a full service securities broker/dealer. Their primary focus is corporate retirement plans, mostly 401(k) plans, and rollover IRAs.They provide all the services your plan requires including plan design, compliance testing, tax filings, and investment services.

Their clients will tell you that they provide economical and efficient plan administration and investment services.The lower the costs of managing your retirement plan, the more money you have available to fund your plan.Also, by having them help you find mutual funds with low expenses, more of your investment earnings will be reinvested into your account.

The plan provides that, if you are married, your retirement benefits will be paid in the form of a joint and 50 percent survivor annuity, unless you elect otherwise.This means that upon your retirement, monthly payments will by made to you for life.If you die before your spouse, monthly payments of 50 percent of the amount paid to you will continue to be paid to your spouse for the remainder of his or her life. The plan gives you the right to elect a different form of payment.

The employee saving plan permits loans to be made to Participants and their beneficiaries.However, before any loan is made, the plan requires that a written loan program be established which sets forth the rules and guidelines for making Participant loans.This document shall serve as the required written loan program.In addition, the Administrator may use this document to serve as, or supplement, any required notice of the loan program to Participants and their beneficiaries.All references to Participants in this loan program shall include Participants and their Beneficiaries who are "parties in interest" as defined by Act Section 3(14).

Saving money on your taxes is the most important financial decision you can make.Money not paid to the IRS is money you have to invest.Different plans allow you to contribute different amounts.

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