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Gerwin Group

Gerwin Group, Inc. is a member of NASD, the National Association of Securities Dealers. NASD is a self-regulatory organization of the securities industry responsible for the operation and regulation of the NASDQ stock market and over the counter markets. It also administrates exams for the investments professionals, such as the series of 7 exams.
Gerwin Group is a comprehensive financial services firm committed to helping you improve your long term financial success. Their modified programs are designed to grow, protect, and conserve your wealth by delivering an unparalleled level of personalized service and expertise.
The durable medical power of attorney provides protection through a legal document that allows a person to assign an agent to make informed choices about health care matters based on, and with respect to, the person’s life view and religious, as well as philosophical, beliefs. This document often complements a financial power of attorney and a revocable trust providing complete coverage for all planning needs in the event of incapacity.
Providing liquidity to pay death taxes and estate costs, thus avoiding the necessity of liquidating valuable assets to pay these expenses. Note that Federal Estate Taxes are due only 9 months after death. Providing funds to pay off a mortgage at death.Providing spouse insurance. In making an insurance need analysis, they often forget or underestimate the dollar value of work done in the home by both husband and wife.Provide funds for college education. Either at death, or, during life, policy cash values can help pays college costs. Guaranteeing funds to repay loans or other debts owed by the decedent. Life insurance proceeds provide cash to pay estate obligations and help provide the survivors with a debt free start. Supplementing retirement income needs.
The policy cash values can be used to supplement pensions, Social Security and other retirement income. Providing funds for an orderly transfer of a business interest at death. Business owners may have an agreement to buy the interest owned by a decedent, but lack the cash to pay for the decedent's share of the business. Providing funds for a business at the death of a key employee. Insurance proceeds can be used to recruit, hire and train a replacement. The proceeds can also provide working capital to help offset financial losses due to the loss of the key person's services.

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