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American Skandia


Skandia is one of the world’s leading independent providers of quality solutions for long-term savings. They offer products and services that meet their customers’ needs for savings solutions and financial security in various phases of life. By concentrating on their core competencies such as concept development, fund selection and market support & service they can offer their customers high quality, freedom of choice and value for money. Today Skandia conducts long term savings business from 20 countries.

Creating financial security and freedom of choice is at the heart of Skandia’s business. They aspire to help their customers protect their long-term savings based on their individual situations. Unit linked assurance is their primary business, but they are also strong in traditional life assurance and they are growing in mutual funds. In some markets they also offer banking and healthcare insurance.

In the area of long term savings and financial security they have chosen to focus on specific parts of the savings industry value chain fund selection, concept development, product packaging, service and marketing. They work with leading external investment managers around the world and usually with independent distributors. In their chosen segments they have developed market-leading expertise and routines. This specialization gives them clear customer focus, lower capital requirement, and enables them to swiftly adapt to developments in the marketplace and to changes in their customers’ unique situations. This clarity of focus gives them a competitive edge, while giving their customers access to highly specialized resources.

Skandia works in a constantly evolving environment in which its people and culture are its most unique assets. Skandia’s human resources vision is to be the first-choice employer in the markets in which they operate. In 2002 Skandia was named by Fortune magazine as one of the 10 best companies to work for in Europe, while a survey conducted by the consulting firm Hewitt Associates gave Skandia Germany a number two ranking in the EU, in its 2004 Best Employers survey.

Financial security and freedom of action are fundamental for all people. As a provider of financial security solutions, by its very nature Skandia plays an important role in society. Working in conversation with various stakeholders, they strive to contribute to long-term stability in society and to find appropriate edge between public and private financial security solutions.

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