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Ammend Credit Counseling




Ammend Credit Counseling is a non-profit organization. They provide absolutely free, confidential debt repayment assistance for people who want quick, convenient access to help with their financial concerns. They provide their professional assistance to anyone who feels that may need some help.
 
They consolidate unsecured debts, mainly credit cards, department store cards and personal loans into one monthly payment; generally the monthly payment is going to be much less than what you are paying now. Any time the creditors see that you are getting on a Consumer Credit Program, they realize that this will then be an assured payment that will be on time and as agreed to a certain amount that will meet their requirements, therefore most of them will waive late fees, over limit fees, re-age, reduce and/or even remove the interest rates for you. Some of them may lower the monthly payment and the interest, others may simply do one or the other.
 
One of their core missions is to protect consumers by providing them with unbiased, reliable consumer information on budgeting, debt consolidation and credit repair. You owe it to yourself to make the most informed decisions possible and the company is dedicated to helping you do so.
 
They pride themselves on the fact that they never charge their clients. Donations and contributions from creditors and others interested in community improvement are their sole source of support. 
 
They are very proud of their reputation and standing in the credit counseling community. They invite any prospective consumer that may be interested in taking advantage of their credit counseling services, or debt management program.

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