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Home > Financial Services > Debt Services > CCCS of New Hampshire and Vermont
CCCS of New Hampshire and Vermont
Consumer Credit Counseling Service of New Hampshire and Vermont, CCCS was established in 1972 with the assistance of three community banks. As a member of the National Foundation for Credit Counseling, the company operates eleven offices in New Hampshire and five in Vermont. All of their counselors are professionally trained and certified. The Council on Accreditation of Services also accredits them for Families and Children, Inc. often; people start to feel like their bills control them. The Company shows you how to take charge of your money. Face to face, online, or over the telephone, they provide confidential counseling and assistance to families and individuals needing guidance in managing their money, use of credit and debt repayment.
Their services include free confidential budget counseling, credit report review service to help you understand and improve your credit score, low-fee debt management programs in serious cases, public education seminars throughout New Hampshire and Vermont. If you're searching for a way to regain control of your spending habits, if you feel that you can’t handle your credit repayment responsibilities, or if you want information on how to approach a major purchase such as buying a home, they can help you.
When budget counseling alone isn’t enough to put you back in control of your finances, they may recommend a Debt Management Program, DMP in these cases, they work with you and your creditors to negotiate and execute an acceptable, affordable repayment plan. Once approved by all involved parties, the Debt Management Program is administered directly by them. DMPs have proven to be an excellent way for people struggling under an excessive debt load to regain sound financial health. A small monthly fee may be charged, based solely on ability to pay. They ask creditors to support this service with a voluntary contribution, based on a small percentage of what is remitted to them.
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