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Credit Counseling of Arkansas.




Credit Counseling of Arkansas is a non profit organization dedicated to reducing the financial stress in your life through free credit & housing counseling, free seminars, credit report reviews and a Debt Management Program that can reduce interest rates, stop late fees, and stop collection calls.
 
As a non profit organization incorporated in 1968, Credit Counseling Service educates consumers about wise money management and the responsible use of credit. The agency enlightens and assists thousands of people each year through free, confidential counseling and various community education presentations. Because of the services of Credit Counseling Service, client's lives are bettered, their family stability is enhanced and the community, as a whole, benefits.
 
The debt management program is not a consolidation loan, but rather a consolidated payment. You make one payment a month to CCOA which they would then disburse in separate payments to each of your unsecured creditors on the program. Credit Counseling is available in office, by telephone, and online. During a confidential interview, you will meet with a trained counselor who will conduct a thorough analysis of your current income and living expenses. Together with your counselor, you will develop a spending plan and discuss your family's financial goals.
 
CCCS has serviced thousands of consumers for over 37 years with certified and confidential debt consolidation, credit counseling and financial education. Their certified counselors have worked with many consumers that are in the same situation as you. 

The company is good at what ever they do and that is demonstrated by the fact that they have one of the highest client retention rates in the technology services industry. Their clients' success is mirrored in the company’s own financial performance. The Company has achieved record growth with revenues climbing thirty percent annually. The company has committed themselves to the success of the business, to the pursuit of excellence, to the safety of employees, and to providing industry leading quality of service to customers.

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