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Home > Financial Services > Mortgage Brokers > 1st Columbia Mortgage Corp.
1st Columbia Mortgage Corp.
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, loan amount, time period of the loan, interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.
An impeccable record of customer satisfaction has successfully established 1st Columbia Mortgage Corporation as one of the premier mortgage companies on the West Coast. Their clients have always been able to rely on the professionals at 1st Columbia to close their loans in an efficient and courteous manner. Customer satisfaction is their number one priority.
1st Columbia Mortgage Corporation is proud to state that they are members in good standing with both National Association of Mortgage Brokers and Washington Association of Mortgage Brokers.
Fixed rate mortgages like Monthly payments are fixed over the life of the loan, Interest rate does not change, protected if rates go up. Besides their standard loan programs, they also have a large number of unique programs to serve your needs like Purchase a house with 0 down, Debt consolidation programs, Home Improvement loans, Qualify even if you may have been turned down before.
Mortgage rates tend to move in the same direction as interest rates. However, actual mortgage rates are also based on supply and demand for mortgages. The supply and demand equation for mortgage rates may be different from the supply and demand equation for interest rates. This might sometimes result in mortgage rates moving differently from other rates. For example, one lender may be forced to close additional mortgages to meet a commitment they have made. These results in them offering lower rates even though interest rates may have moved up.
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