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1st Chesapeake Mortgage Corp.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Their firm has been satisfying homeowners and home purchasers for years. They are looking forward to servicing your needs and adding you to their elite group of satisfied clients. Their professional staffs of mortgage financial consultants are available to help you determine the best mortgage solution for your current financial situation.

The Company offers every loan program available to give you options. Whether you are purchasing a home or refinancing they will be able to provide you a loan and payment that you are comfortable with.

The Company offers to their customers 100 percent financing; they offer several no down payment programs such as the Rural Housing Service Loan that increases the number of loans in rural communities. They also have a 100 percent program for borrowers that have good credit and employment histories, but have no money down for their down payment.  In some cases, the closing costs can be included in the loan amount and there is no mortgage insurance.
 
Their Company has programs for borrowers who wish to keep their first mortgage in place and use their equity for debt consolidations, purchase other properties, or home improvements, etc. Some programs allow up to 100 percent combined to appraised value. Their Company offers purchase, cash-out and debt consolidation programs to borrowers that have slow credit, high ratio borrowers, or properties that do not conform to Fannie Mae guidelines. Typically these loans carry a higher interest rate and more money down.

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