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Banamerica Financial Mtg. Corp.




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Banamerica Financial Mortgage, Corp.offers a wide variety of mortgage tools and programs designed to meet your needs. Whether it is a purchase or refinance, they appreciate and value the confidence you place in them to finance your homeownership dreams. They work with over 50 different mortgage lenders/bankers enabling them to offer you the best rate. Let their team of Mortgage Consultants orchestrate the mortgage program that best fits your needs.  Banamerica Financial offers a menu of financial mortgage tools designed to help you reach your Dream whether it is a purchase, refinance, debt consolidation, or new construction they will help you choose the program that best fits your needs. The loan programs Conventional, FHA, Non-Conforming, First Time Home Buyers, Stated Programs, No Doc, TIN Loans, Fixed Rate Programs, Arm Rate Programs, Balloon Rate Programs, Reverse Mortgage Programs, and Interest Only Programs.  When it comes to the purchase of your new home, you can never get too much good information. For help in selecting one of the areas top Realtors, just give me a call. I've worked with the regions finest. 

A loan application form asks for information on the property you are buying, as they all have the employment and financial history of all loan applicants. They will verify the information shown on the loan application before deciding whether or not to make the loan, so it is very important to make sure that it is complete and accurate. It is easier to complete the loan application process if you prepare for it ahead of time. They will ask about your personal finances, including bank account numbers and balances current loan amounts and payments, and credit card account numbers. You need to be thorough and precise in providing this information, so it is best to assemble information before you meet with them.

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