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Adelphi Funding Inc.


A Mortgage is a document that contains the details of an agreement between two parties.One of which is a borrower and the other party is a lender. The Agreement will include information like, loan amount, time period of the loan, interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
A strong and genuine belief in the customer for life principle of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. The firm uses the most advanced technology available to close loans quickly, at a low cost. By combining the use of the internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan.
 
Loans programs are fixed rate mortgages. It is divided into 30 year fixed and 15 year fixed. Second is an adjustable rate mortgage. It is divided into 10/1 ARM , 7/1 ARM , 3/1 ARM , 1 year ARM , 6 month ARM, 1 month ARM . Third are Balloon Mortgages, 7 year and 5 year . First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs. Loan can be sold at any time. There is a secondary mortgage market in which lenders frequently buy and sell pools of mortgages. This secondary mortgage market results in lower rates for consumers. A lender buying your loan assumes all terms and conditions of the original loan. As a result, the only thing that changes when a loan is sold is to whom you mail your payment.
 
 Adelphi Funding Inc.assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 

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