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Bellina & Associates, Inc.




Bellina & Associates, Inc is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Bellina & Associates assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
The Company specializes in assisting the for sale by owner and saving their customers thousands of dollars. They are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending and any other financial need. They have access to a full range of mortgage sources and all of their lending specialists are dedicated to finding the right loan with the best rates, terms and costs to meet their client's unique needs.
 
The Company policy is to comply with the laws that help to assure fair lending including the equal credit opportunity act, the fair housing act, the home mortgage disclosure act and other applicable regulations that prohibit discrimination on the following bases age, race, and color religion, national origin, sex, marital status, handicap status, familial status, age or location of the dwelling, that all or part of the applicant's income is derived from a public assistance program , and Good faith exercise of rights under the Consumer Credit Protection Act .

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