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Alki Mortgage


A Mortgage is a document that contains the details of an agreement between two parties.One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
The firm assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
They know that each customer has specific needs, so they strive to meet those specific needs with quality service and individual attention. They pride their selves in giving you the mortgage information, loan options, and convenient assistance you're looking for. They offer conforming, non-conforming, and government loan programs.
 
With a variety of loan programs and an established network of lenders behind them, they will find the loan that best suits your needs, at a very competitive rate. They are a mortgage broker which means that they do the rate searching for you. Based upon your loan needs they will determine who is offering the best rates and programs for you. You will find that the rate and cost to your loan using the firm will always be lower because of their wholesale relationships with these institutions.
 
They will help you determine just how much house you can afford. Finances to change, how long you intend to keep your house, how comfortable you are with your mortgage payment changing. They are really committed to work that if the loan doesn't make sense they will let you know, they never offer a product that can't get and they will always be on your side, remember the firm wants your business and your friends business.  

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