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Home > Financial Services > Mortgage Brokers > Black River Mortgage
Black River Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Black River Mortgage Company believes that building a long-term relationship with their customers is crucial to their continued business success. Their Loan Officers take a consultative approach, ensuring that you obtain not only competitive rates, but find the loan program that best fits your personal and financial goals.
As a mortgage banking company, mortgages are their specialty; all they do are mortgages. They can offer a broad range of competitive products from a variety of sources, something a bank cannot do. Whether for a refinance, a purchase or home equity; whether for a primary residence, vacation home or investment property; whether a fixed rate, adjustable rate or index based loan, they have products tailored to your needs. They even offer commercial loans.
Black River Mortgage Company, Inc is a licensed Correspondent Mortgage Banker and Secondary Licensee with the NJ Department of Banking and Insurance, and is a licensed Mortgage Broker with the PA Department of Banking. Company offers fixed rate mortgages for 30 year fixed, 15 year fixed. Advantages for this loan program are monthly payments are fixed over the life of the loan, Interest rate does not change, Protected if rates go up, and can refinance if rates go down.
The Company also offers balloon mortgages for 7& 5 years. Company conducts different types of programs like First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs and many more.
Besides their standard loan programs, they also have a large number of unique programs to serve your needs Purchase a house with 0 down. No PMI payments even with 5 percent or 10 percent down, Debt consolidation programs, and Home Improvement loans.
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