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All City Financial


A Mortgage is a document that contains the details of an agreement between two parties.One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
All City Financial is a full service mortgage brokerage firm located on the Van Ness Corridor in the heart of San Francisco. Staffed with loan agents with almost two decades of real estate lending experience, they have both the knowledge and experience to handle even your most difficult financing request. Connected with over 100 different lenders ranging from residential to commercial to governmental financing.
 
Residential; 1 to 4 units purchase or refinance 1st and 2nd mortgage or equity lines up to 125% loan of value for debt consolidation or home improvements. Commercial; Multi unit dwellings, mixed use properties, single purpose buildings, and any other types of buildings of commercial usage. Government financing; Small Business loans for business acquisitions, expansion or real estate purchases.
 
First Time Homebuyers Program; Mortgage Credit Certificate, Census Tract preferential pricing and credit for closing costs, and many, many other incentives for First Time Homebuyers.
 
Sub-Prime Financing; for those who have less than perfect credit history. Whether you have been late on credit cards and your mortgage, or you have been in recent bankruptcy, there is a great chance that they can still assist you with your financing requests. Home Improvement or Debt Consolidation: Equity lines that can go up to 125 percent of the value of your home for home improvement projects or debt consolidation.   
 

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