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Home > Financial Services > Mortgage Brokers > Annapolis First Mortgage
Annapolis First Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Annapolis First Mortgage is committed to service and excellence that is unmatched in the mortgage industry. This is backed up with more than three decades of experience in residential lending. The Company has thrived by word of mouth from their many satisfied customers. Their professionalism and customer service is constantly improving through the years and they are unlike your typical bank or mortgage lender, which asks too many questions at times. AFM looks for reasons to approve your loan, not for reasons to deny it. They are the people's mortgage company, and pride themselves on establishing life-long relationships with customers like you.
AFM offers loan programs that include; 30-year fixed mortgages,15-year fixed mortgages, adjustable rate mortgages, first-time home buyers, bridge loans, investment property mortgages second home mortgages, cash-out loans, condominium mortgages, currently in foreclosure loans, debt consolidation, purchases ,refinancing, first mortgages second mortgages, third mortgages and no-equity mortgages.
The Company also offers private mortgage insurance: Private mortgage insurance also enables mortgage companies to grant loans that would otherwise be considered too risky to be purchased by third party investors like the Federal National Mortgage Association- FNMA- and the Federal Home Loan Mortgage Corporation - FHLMC. Apart from this the company provides flood insurance as well. Flood insurance can be purchased from an insurance agent or company under contract with the Federal Insurance Administration –FIA- part of the Federal Emergency Management Agency.
Annapolis First Mortgage believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.
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