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Carteret Mortgage




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Carteret Mortgage Corporation was originally incorporated in Virginia on August 21, 1991 as Weinco, Inc. a family-run company 100% owned by Eric Weinstein. On October 31, 1995, the corporation received its license and opened for business as a Virginia mortgage broker. Its other state licenses soon followed. As of fiscal year end 2002, they operated business in all 50 states, including Washington, D.C., with over 2000 loan officers generating billions in loans per year, and growing.
 
They offer Construction Loans, Lot Loans, Remodeler Loans, and Bridge Financing etc. In other words, when your dream home is finished, you don't have to apply for another loan and pay another set of closing fees.
 
Their Lot Loan lets you purchase a residential lot for future  contruction of your primary residence or second home. When you are ready to build, they will help you with your Construction to Permanent Loan.
 
The company was founded based upon the dual concepts of well-trained, well-paid human resources and the strategic advantage computerization will change the mortgage industry over the next 5 years. Processors are replaced with computers and experienced loan officers willing do a little extra work for a higher commission base.
 
By keeping corporate overhead extremely low, Carteret Mortgage offers better pay to loan officers, increased job longevity and job satisfaction while also providing better rates through thinner broker margins for their clients.
 

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