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Coast Cities Financial


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Coast Cities Financial, Inc. was one of the First Mortgage lenders in California’s High Desert. Our principals have over 30 years experience in residential mortgage lending, providing loans to over 49,000 families, college tuition, retirement, vacations, or any other purpose. They represent over 175 lending institutions, and they have a loan program to fit your needs. Let them consult with you for the best rate and terms. The Company has programs to qualify almost anyone, including no money down and less than perfect credit. They are experts in resolving credit related disqualifications. Plus they are the exclusive Hi-Desert agency for the Tardus Mortgage Acceleration System, which can pay off your 30 year mortgage in less than 10 years.

They offer the best mortgage tools available on the Internet easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

The Company goal is to treat each customer with courtesy and respect, and to assist every American family achieve their dream of financial security through responsible home ownership.

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