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Certified Mortgage Financial




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Certified Mortgage is committed to helping you find the right mortgage products for your needs offering you with the latest in financial tools that enable you to make the best financial choice. A strong and genuine belief in the customer for life principle of doing business is what fuels this company.

They the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a homeloan.

Certified Mortgage Financial Loan programs such as,Fixed Rate Mortgages;Monthly payments are fixed over the life of the loan, Interest rate does not change, Protected if rates go up, and can refinance if rates go down.

Adjustable Rate Mortgages; Lower initial monthly payment, Lower payment over a shorter period of time, Rates and payments may go down if rates improve, May qualify for higher loan amounts. Balloon Mortgages; Lower initial monthly payment, Lower payment over a shorter period of time, Many balloon mortgages offer the option to convert to a new loan after the initial term. First Time Buyer Programs; Lower down payment, easier to qualify, sometimes you may get lower rate.

Imperfect Credit Programs; Potential for reestablishing credit if you pay your mortgage on time, when used for debt consolidation, you may be able to reduce your monthly debt payment. Home Equity Line of Credit; you only borrow what you need, Pay interest only on what you borrow, Flexible access to funds, Interest may be tax deductible.

Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.

Financial Services Companies all are here at FinancialBrowsers.com

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