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Home > Financial Services > Mortgage Brokers > CommonSense Mortgage, Inc.
CommonSense Mortgage, Inc.
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
CommonSense Mortgage strongly believes in the customer for life principle of doing business is what fuels their company. Referrals from previous customers and local real estate professionals have always delivered the majority of their production. They use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the secrecy out of approving and closing a home loan.
The Company offers variety of loan programs such as Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, Home Equity Fixed Loan and many more. Fixed-rate Mortgages offers an interest rate that will never change over the entire life of the loan. If you lock in a rate of 7 percent that calculates a payment of 1,247 dollars per month, then you know that in 20 years you'll still be paying 1,247 dollars per month. The only things that will change will be the property tax and any insurance payments that are included in your monthly payment. The length of your fixed rate mortgage can be 15, 20 or 30 years.
Commonsense Mortgage is dedicated to providing quality service with a positive attitude and the highest level of ethics. The Company believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.
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