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Concentric Mortgage




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Concentric mission is to serve their customers with honesty, integrity, and competence.  Their track record of customer service satisfaction is backed up by a 96 percent client return rate and their recently attained Diamond Certified status.

Concentric pledge is to educate borrowers about the loan process and help them foresee and overcome any obstacles while securing their loan. Headquartered in Santa Rosa, Concentric Capital has offices in San Rafael, Napa, Redding, and Sacramento, as well as in Oregon and Hawaii. They belong to the Redwood Empire Mortgage Lending Association, the California Association of Mortgage Brokers, the National Association of Mortgage Brokers, the San Rafael Chamber of Commerce, and the Better Business Bureau.

Concentrics Mortgage Basics such asAppraisal is a document that gives an estimate of a property's fair market value. An appraisal is generally required by a lender before loan approval to ensure that the mortgage loan amount is not more than the value of the property. The appraisal is performed by an appraiser who is typically a state-licensed individual trained to render expert opinions concerning property values.
At the closing, ownership of the newly purchased home is officially transferred from the seller to you. It may involve you, the seller, the real estate agent, your attorney, the lender's attorney, representatives from the title or escrow firm, and a variety of clerks, secretaries, and other staff.
 
The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives. The Company has gained a fair deal of faith from their customers and continues to serve the community with a level of quality few in the industry can match.

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