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Del Mar Home Mortgage




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Del Mar Home Mortgage is comprised of experienced individuals who listen to their customer's needs and provide service, rates and products to meet those needs at the highest level. They can provide 1 hour to 24 hour loan approvals, often with reduced documentation. They meet their closing date requirements and make the entire loan process simple by keeping you informed. They sell their loans to selected national investors who are some of the largest mortgage companies in the nation. They offer very competitive rates and an extensive product list including conventional conforming and jumbo, non conforming.
 
The loan process changes in different parts of the United States. The explanation of the loan process below is a general sequence of events that takes place during the processing of your loan. Different lenders in different states have their own requirements. The descriptions below are meant to give you a general idea of what is required to go from applying for a loan to closing the loan.
 
Del Mar Home Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are  Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan. 

They are proud of the fact that they receive repeat business and referrals as a result of their service. They want you to be their current customer and their future customer.

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