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Home > Financial Services > Mortgage Brokers > First Central Mortgage
First Central Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
At First Central Mortgage, they offer Full Service Financing Programs including Purchase Money, Refinancing of 1st or 2nd mortgages, Home Equity Loans, Second Mortgages, Debt Consolidation Loans, Home Improvement Loans, with Low, Low Rates. In many cases financing plans are lower in cost than traditional Bank Financing because they are an independent Mortgage Lender and can search out the best and lowest cost source of funds.
At First Central Mortgage, their most valuable asset is their people, personalized service, and attention to detail. They know that the Real Estate Finance process can sometimes be difficult, but they are committed to the satisfaction of their clients and realtors. Honesty, confidentiality and professionalism are the basis of this company.
First Central Mortgage offers unique programs for those individuals who have special financing needs. Impaired credit, No Income Loans, No Ratio Loans, they can even lend you up to 125 percent of your Homes Value. They have 100 percent financing for Purchase Money and even 100 percent financing for Refinance Cash out Loans. First Central Mortgage has so many options; their staff can tailor the best possible Mortgage Program for you.
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The Company is committed to put you in the loan that fits your individual needs. Through the process they take you through your application, pull your credit bureau report at the same time, getting you pre-approved for your loan.
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