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Fidelity Capital


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Fidelity Capital assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan. With over 25 years of mortgage experience the professionals they are committed to giving you a satisfying experience in your loan process.
 
There are many different loan programs available, and finding a program that matches your individual needs is their primary goal. They also shop the best rates available to you so that you can be sure you're getting the best value for your money. They’re not just an online mortgage lender; they're a full-service team of mortgage professionals who are readily available by phone, fax or e-mail. When you have one of their dedicated team members handling your account, you can be certain you're getting the personal service and attention to detail you deserve.
 
They are committed to putting you in the loan that fits your individual needs. Through the process they take you through they take your application, pull your credit bureau report at the same time, getting you pre-approved for your loan. Since they know your time is valuable, they will streamline the process; they will call and discuss your options with you. The Company won't put you in a loan that will cost you more money in the long run, or does not make financial sense. They also deliver all loan disclosures to you within three business days.
 
 

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