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Home > Financial Services > Mortgage Brokers > Coastal Financial Corp.
Coastal Financial Corp.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Superior customer service, Incomparable flexibility and responsiveness. Comprehensive industry knowledge. They are Coastal Financial Corp., and they want to be your-marine-lender. Their goal is to help you acquire the boat you want, pure and simple. They are different in contrast with traditional lenders but, that's because they want to be. At Coastal, they work for you the boat buyer, very much in the same way a buyers-agent represents their home buyer in the real estate industry. No one else approaches marine lending quite like this.
As a Coastal customer, you will have a highly experienced team of marine lending professionals acting on your behalf, not the dealerships. They ensure that you receive the most comprehensive program and lowest rate available. They mention that they have been financing satisfied customers for over 15 years. Refinancing your existing boat loan is an attractive and simple process which may lower the cost of owning a boat.
There are several reasons why people choose to refinance their boat loan. Some of the most common reasons are as follows to keep their current payment the same while reducing the term on their existing boat loan, to take advantage of today's favorable interest rate environment, to convert a variable-rate loan to a fixed rate loan, and to payoff a balloon loan.
The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
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