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Home > Financial Services > Mortgage Brokers > E MORTGAGE BANKERS, INC.
E-MORTGAGE BANKERS, INC.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
The company is currently licensed in the state of Florida as a Correspondent Mortgage Lender. The secret to their success is their care and attention to customer service. This is why their company mission and vision is truly the foundation of they business. Their vision is to be known as a superior on-line lending company that can seamlessly provide a valued service to each of their clients. Their mission is to provide honest and quality mortgage loans so that their customers and business associates will recognize them as an industry leader. The company offers a wide range of products to meet all your financing needs, from 30 year fixed rate mortgages to adjustable rate mortgages and home equity loans. E-Mortgage's latest connection to the IMX Exchange allows they loan professional to efficiently and expeditiously process your loan.
The companyis designed to provide you with a rebate to cover your non-recurring closing costs. While these loans are most commonly associated with refinances, they can also apply to purchases. Closing Cash Saver loans will generally have a higher interest rate than loans in which you pay closing costs out of pocket. Consequently they are a good option for borrowers that plan to keep their mortgage for less than five years.
E-Mortgage gives you more control over the decision making process, since you are fully informed of the loan options available and kept up to date on the loan's progress 24 hours a day through your loan professional and they personalized, password-protected online tracking system. Their goal is to offer better service, no hidden junk or lender fees, greater control and a streamlined process.
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