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Crossroads Mortgage Funding




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Crossroads Mortgage Funding is a California licensed mortgage broker headquartered in the San Francisco Bay Area. The firm is dedicated to provide the best mortgage financing products at the most competitive rates. Crossroads Mortgage Funding along with their lender partners makes the entire mortgage process faster and more efficient by utilizing the latest technology and the most streamlined processes in the industry. Whether you need a mortgage to purchase or refinance your home, build a new home, apply for an equity line of credit, or consolidate your debts, Crossroads Mortgage Funding can help you find the best home mortgage financing solution.
 
Loan programs includes Adjustable Rate Mortgages which have monthly payments fixed over the life of  the loan, interest rate does not change, protected if rates go up and  refinance if rates go down.Balloon Mortgages has lower initial monthly payment, lower payment over a shorter period of time and many balloon mortgages offer the option to convert to a new loan after the initial term.First Time Buyer Programs has lower down payment, makes easy to qualify, sometimes you may get lower rate. Imperfect Credit Programs includes potential for reestablishing credit if you pay your mortgage on time and when used for debt consolidation, you may be able to reduce your monthly debt payment.
 
The company is fast growing into one of the best companies with their team of managers who work hard to meet the objectives the company. They work diligently to ensure that their clientele are as satisfied as possible and provide maximum service at all time.

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