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Excel Mortgage Corporation


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
A strong and genuine belief in the customer for life principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. They use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan.
 
Company provides fixed rate mortgages for 30 year fixed, 15 year fixed. Advantages of that are monthly payments are fixed over the life of the loan, Interest rate does not change, Protected if rates go up, Can refinance if rates go down. Company also provides adjustable rate 1 year ARM, 6 month ARM, 1 month ARM. Some advantages of it are Lower initial monthly payment, Lower payment over a shorter period of time, Rates and payments may go down if rates improve, May qualify for higher loan amounts and many more.
 
Company also offers balloon mortgages for 7yrs and 5yrs. Company also provides loan programs like first time loan buyer program, state income program, no points, no fee program, imperfect credit programs and many that attract the clients.  They can help you realize your homeownership dreams by offering you all the best advantages Low Rates, Easy Online Application, All Types of Mortgage Programs and Guidance & Advice from an experienced Loan Professional. The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.
 
 

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