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Hawaii Lending Services




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.
 
Hawaii Lending Services has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, individual homebuyers, and commercial professionals. With a multitude of Lenders and thousands of programs with nationwide coverage to accommodate your needs. They are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.
 
The Company offers loan programs that include 30, 20, 15 years fixed and 7/1 ARM; Their30 Years Fixed loan has a fixed rate for the entire 30 year term of loan. The payment remains constant and the borrower pays off the loan in 30 years. This is one of the most stable, lowest risk programs available. The20 Years Fixed  loan has a fixed rate for the entire 20 year term of the loan. The payment is higher than the 30 Years Fixed, but remains constant and the borrower pays off the loan in 20 years. This is one of the most stable, lowest risk programs available. Their 15 Years Fixedloan has a fixed rate for the entire 15 year term of the loan. The payment is higher than the 30 and 20 Years Fixed, but remains constant and the borrower pays off the loan in 15 years. This is one of the most stable, lowest risk programs available. And their 7/1 ARM is a popular program among borrowers planning to keep the loan more than five but less than seven years. The interest rate is fixed for the first 84 months of the loan's 30 year term. At the end of the 84 months, the interest rate adjusts to the lower of. 
 
The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.

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