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Custom Capital Corp.


A Mortgage is a document that contains the details of an agreement between two parties.One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.

Custom Capital Corporation was founded in 1996 by a team of Long Island real estate professionals. With over 65 years combined experience in the real estate industry, they saw a need for a mortgage company that keeps customer service paramount.

Their commitment to their clients is what makes Custom Capital a cut above the rest. They offer the best service with the most competitive rates. Their ever growing referral base is testimony to the dedication and integrity they have toward their clients.

The application is the true start of the loan process and usually occurs between days one and five of the start of the loan process. The borrower completes, with the aid of a mortgage professional, the application and provides all Required Documentation.

The various fees and closing cost estimates will have been discussed while examining the many Mortgage Programs and these costs will be verified by the Good Faith Estimate and a Truth in Lending Statement which the borrower will receive within three days of the submission of the application to the lender.

Once the application has been submitted, the processing of the mortgage begins. The Processor orders the Credit Report, Appraisal and Title Report. The information on the application, such as bank deposits and payment histories, are then verified. Any credit derogatoriness, such as late payments, collections and/or judgments requires a written explanation. The processor examines the Appraisal and Title Report checking for property issues that may require further investigation. The entire mortgage package is then put together for submission to the lender.

The Custom Capital Corporations mission is to satisfaction of their clients grows their developing and make the best Mortgage dealer.

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